The Numbers: My April 30th Net Worth

Overall, my net worth increased $562.40 since March 30th. First, in April, I worked about the equivalent of one shift extra. I would have liked to get more overtime, but it wasn't available. I contributed an additional $2000 in my Roth IRA, $1000 of which I got from my ING Emergency Savings and the other I got from my mid-April paycheck. Using that much from one paycheck to sock away meant I had to forego a lot of fun things, but it was worth it.

	3/31/05	4/30/05	% change
ING Emergency	4000.53	3008.34	75.20%
ING Other	302.22	2.87	0.95%
Checking	1449.62	1206.17	83.21%
Roth IRA	1432.40	3416.67	238.53%
Stocks	801.55	676.03	84.34%
401(k)	8716.81	8408.71	96.47%
Student Loans	(21285.62)	(21285.62)	100.00%
Credit Card	(542.50)	(260.11)	47.95%
Payable	(935.00)	(700.00)	74.87%
TOTAL	(6089.34)	(5526.94)

Here are some general notes of interest on my net worth:

1) I usually pay off my credit card every month, but there's usually a balance showing. That is the amount posted to my account as of March 30. I need a better system because I charge about $500-600 a month, and even though I pay it off, I would probably use a lot less if I just paid cash.

2) My brokerage and 401(k) accounts are lower than last month; they're not doing very well at all.

3. My student loan is at 100% because the first quarter interest payment hasn't posted yet. When it does, I'll pay it.